Demo
A$0
No credit card required
- Read-only demo of the full platform
- Sample broker book with clearly fictional data
- Every feature visible in action
- Premium unlocks analyses, uploads and your own clients
ComplianceAFSL-grade
GroundedCited to source
IndependentSubscription-only
Your ultimate insurance
workbench for Policy Checks
Research wordings, draft advice, model claims, place risk, stay compliant, and cite every answer to its source. AFSL-grade, end to end.
Built around
- s961B Best Interests Duty
- RG 175
- GICOP 2023
- Insurance Contracts Act
- AFCA
Powered & secured byGoogle AI
One workbench.
Every check.
Unrisq is the AI workbench built in Australia for the people advice depends on: brokers, underwriters and risk managers working under AFSL. It reads policy wordings like a specialist and shows its working, with every check, comparison and claims simulation cited to the exact clause. It's subscription-only, with no commissions and no conflicts, so the analysis is yours to stand behind. One workbench replacing the patchwork of PDFs, spreadsheets and guesswork, setting a new bar for advice that's fast, evidence-based and built to be defended.
0%
no commissions or conflicts
100%
money-back within 30 days
“I set out to create the first self-serve billing experience made for insurance professionals, one grounded in ease, transparency, and zero commission conflicts. What began as a PDS analysis tool has grown into something far larger: an end-to-end workbench built for the way Australian brokers actually work, where every recommendation can be traced back to its source.”
Jonathan Baynham
Co-founder & CTO, Unrisq
The problem
Unrisq replaces the patchwork of tools brokers use to read, advise and stay compliant.
Brokers juggle PDS PDFs, spreadsheets, email and memory to read policies, advise clients and stay compliant. Unrisq brings it into one workbench where every output is traced to its source.
unrisqOne workbench
- Read the wording
- Advise the client
- Support compliance
The workbench
Purpose-built engines for every step of advice.
Each engine reads a policy like a specialist and shows its working, cited to the exact clause.
Ask
iAssist
Ask anything about a policy, a claim, or Australian insurance regulation.
A grounded AI workspace that answers from PDS wordings and the regulations, with every answer traceable to its source.
Review
Policy Check
A full, cited review of any policy wording.
Surfaces cover, exclusions and gaps with verbatim clause citations. No citation, no finding.
Compare
Comparison
Put two wordings side by side.
Clause by clause, so you can show exactly where cover differs.
Simulate
Claims Simulator
Test a claim before it's lodged.
Simulate a scenario against the policy for a grounded covered, not-covered or uncertain verdict, with the clause behind it.
BenchmarkSoon
Coverage Audit
Measure a policy against a benchmark.
Find what's missing against a coverage benchmark.
How it works
From documents to a defensible answer.
Three steps, every result cited to the source and logged for your file.
01
Bring your documents
A PDS, a certificate of currency, a client file. Drop them in.
02
Ask iAssist or run an engine
Ask a question in plain English, or run Policy Check, Comparison or Claims Simulator.
03
Get a cited, auditable result
Every finding traces back to the clause and is logged, so you can stand behind it.
Why Unrisq
Built for advice you can defend.
The principles behind every engine, so the output holds up under scrutiny.
Unbiased
Subscription only. No commissions and no conflicts of interest.
Cited to the source
Every finding traces back to the exact clause it came from.
Built for AFSL
Designed around s961B Best Interests, GICOP 2023 and RG 175.
Anti-hallucination
No anchor in the source, no finding. Answers stay grounded.
Auditable
Every action is logged, so the file tells the whole story.
Australian
Built in Australia, with your data hosted in Australia.
Why now
One of the first self-serve AI workbenches built for Australian insurance professionals.
Most tools mean sales calls, gated demos and commission-driven advice. Unrisq is different: see the whole platform working in a free self-serve demo, then bring your own documents on Premium and get source-cited answers in minutes, with no middleman and no conflicts.
- Self-serve in minutes
- Free demo | usage-based Premium | no lock-in
- For brokers, underwriters and risk managers
Security & Trust
Trust, earned in writing.
Strict controls, Australian data residency, an independent SOC 2 in progress, and a privacy policy you can read in full.
Security Overview
- Email + password with mandatory complexity rules; SSO on the roadmap.
- TLS 1.3 in transit and AES-256 at rest, with rotating keys.
- Role-based access (principal, broker, viewer) with per-document logs.
- Every action attributable, timestamped and retained for the regulatory window.
Australian Data Residency
- Storage, servers, databases and backups hosted in AWS Sydney (ap-southeast-2).
- Data does not leave Australia at rest; disaster recovery stays in-region.
- AI inference runs with a third-party provider that may process content outside Australia — only the content needed for your analysis is sent.
- Your content is never used to train Unrisq's own models.
SOC 2
- SOC 2 Type I attestation is in progress with an independent auditor.
- Scheduled to complete before the October 2026 launch.
- Type II to follow the standard 6 to 12 month observation window, targeted Q3 2027.
- We don't claim certifications we haven't earned.
Privacy
- How we collect, use, store and share your information, including policy documents uploaded for AI analysis.
- Payment processing is handled by Stripe; we don't store card numbers.
- Used to run the platform and meet legal obligations, including ASIC record-keeping.
Who it's for
Made for the people who carry the risk.
Brokers
Read wordings, compare cover and advise clients, with every answer cited.
Underwriters
Check wordings and assess risk against the cover that actually applies.
Risk managers
See cover and the gaps across a program at a glance.
AFSL licensees
Keep an auditable trail behind every recommendation.
Pricing
Simple, transparent pricing.
Start with a free read-only demo of the full platform, no card, then scale on usage-based plans. No commissions, no hidden fees, no conflicts of interest.
Recommended
Premium
FromA$88/mo
Billed monthly
Starting price. Scales with usage and seats.
- Usage-based analysis and iAssist, top up anytime
- 1 seat included (additional seats A$49/mo each)
- Coverage gap detection with confidence scoring
- Australian regulatory specificity (ASIC, AFSL, ICA Best Interests Duty)
- Compliance documentation export
- Priority email support
- Add more usage or seats anytime in-app
Enterprise
Custom
A plan based on your needs
- Everything in Premium
- Unlimited seats and analyses (custom)
- SSO, SAML, audit logs
- Dedicated success manager
- Custom AFSL compliance integrations
- SLA and DPA
Start free in seconds · Upgrade in-app anytime · Cancel anytime · 30-day money-back guarantee · All prices in AUD ex-GST
FAQ
Frequently asked questions.
How long does it take to get started?
Sign up takes a couple of minutes with no credit card. You start in a read-only demo of the full platform, exploring every feature on a fictional sample broker book.
How accurate is the analysis?
Every answer is grounded in the source document and cited back to the exact clause, so you can verify it. Nothing is invented.
Is my data secure and stored in Australia?
Yes. Your documents and data are hosted in Australia, and every query and answer is logged for AFSL evidence.
What does it cost?
The Demo tier is free with no card: a read-only demo of the full platform on fictional sample data. Running analyses and working on your own book takes Premium, which is usage-based with simple monthly plans and top-ups.
Which documents can I analyse?
Any Product Disclosure Statement, including scanned PDFs and multi-hundred-page wordings. You can also paste a URL.
Who is Unrisq built for?
AFSL-licensed Australian brokers, underwriters and risk managers who need fast, citable policy analysis they can stand behind.
Contact
Get in touch.
Sales, support, compliance reviews or partnerships | tell us what you're working on and we'll reply within one business day.